Draw on our skills and knowledge of the Short Term Finance market to help you:

• Find a short term lender for your proposal

• Get you a cost structure for the bridging  loan that is affordable

• Find finance for up to 24 months on first or second charge basis

Points to bear in mind about Short Term Finance:

• The market for Bridging Loans is not as structured as the Commercial Mortgage market

• There are no standard products for commercial bridging loans

• Each case is bespoke underwritten

• Lenders usually lend against valuation NOT purchase price

• Lenders cost structure is similar to long term finance but lenders have little time to make a margin and risks can be high

• Interest Rates are usually quoted per month not per annum

• No tolerance for missing payments with short term lenders

• Can be used for credit repair

• Useful for auction purchases on a buy to sell basis.

• Arrangement Fees

  We charge £399 payable on 'presentation of a formal offer of funding'. This means if we can't source you a formal offer there will be no fee to pay. In some cases we reseve the right to charge these fees to cover our time in 'assessing and preparing each case' and distributing to lenders. The full terms and conditions will be supplied at the quote stage.

• Completion Fees
  
  Completion Fees are payable on 'draw down' of the loan. In most cases these are payable minus the Arrangement Fee already paid. In some cases however these can be charged on top of the Arrangement Fee. The full terms and conditions will be supplied at the quote stage. Please see our table of completion fees below:

• Completion Fee

  Loan Amount	Completion Fee Charged
  £50,000 - £999,999	1% of loan amount
  £1million+	0.5% of loan amount